إقراض شرائي وتمويل - Benefits for Non-US Customers

Customers outside of the US can choose from 2 types of unique financing services with excellent terms, either the exclusive U.S. Export-Import Bank Loan Program or Letter of Credit.

U.S. Export-Import Bank Loan Program

The U.S. Export-Import Bank Loan Program gives creditworthy international buyers, in both the public and the private sector, an unmatched opportunity to purchase US-produced medical equipment under excellent loan conditions. Loans are available for purchase of both new and used medical equipment manufactured in the US.

• This unique program offers extremely aggressive interest rates and terms offered to buyers not available or matched elsewhere in their markets.
• Only 51% of the equipment purchased at one time must be produced in the US to qualify for the program. This means that 49% of the equipment ordered from MedWOW at the same time can be from outside the US, when ordered in the same financing package.
• Seller receives the full invoice amount for medical equipment sold, based on the buyer’s approval of the received equipment, following inspection. This is a process similar to Escrow and provides additional security.
• Buyer receives extended payment terms of 2-10 years determined by details of transaction.
• Minimum invoice amount for Export-Import Loan is US 400,000$.
• There is no maximum invoice amount for Export-Import Loans.

Advantages and Conditions of Letter of Credit Program

Letter of Credit allows buyers of medical equipment to receive extended payment terms of 60, 90, 180 days …or even up to 2 or 3 years depending on the transaction size and country of origin for buyer and seller.

Letter of Credit offers many benefits to secure medical equipment transactions:

• Very aggressive rates unavailable anywhere else.
• Customized solutions. A variety of leasing products are available, allowing you to tailor a program to fit your month-to-month or year-to-year cash flow needs. You are able to customize a program to address your needs and requirements.
• Speed. Leasing can allow you to respond quickly to new medical equipment opportunities with minimal documentation and red tape. Most of the time we will approve your application within 48 hours and you can have your equipment very quickly.
• Balance sheet management. Because a medical equipment lease is not considered a long-term debt or liability, it does not appear as debt on your financial statement, thus making you more attractive to traditional lenders when you need them.
• 100% financing. With leasing, there is very little money down - perhaps only the first and last month’s payment is due at the time of the lease. Since a lease does not require a down payment, it is equivalent to 100% financing. That means that you will have more money to invest in revenue generating activities.
• Improved Cash Forecasting. The lessee knows the amount and number of lease payments so they can accurately forecast the cash requirements for equipment.
• Flexible end of term options. Return, renew or purchase the medical equipment you are leasing.